Welcome to Integrated Senior Foundation (ISF). By accessing our website, participating in our programs, or engaging our services, you agree to the following terms and conditions. 1. Services — ISF provides a technology-enabled platform connecting senior living operators, AgeTech founders, researchers, and capital partners. Our services include network membership programs, incubator cohorts, research partnerships, data analytics, and educational resources. All services are subject to availability and may require a formal membership agreement. 2. Membership & Participation — Membership in the ISF network and participation in ISF programs is subject to application and acceptance. ISF reserves the right to accept or decline applications at its sole discretion. Membership fees, where applicable, are outlined in individual membership agreements. 3. Intellectual Property — All content on this website, including text, graphics, logos, data compilations, and software, is the property of ISF or its content suppliers and is protected by intellectual property laws. Research data, analytics, and insights generated through ISF programs remain subject to the terms of individual partnership agreements. 4. Data & Privacy — ISF collects and processes data in accordance with our Privacy Policy. Participants in ISF programs acknowledge that anonymized and aggregated data may be used for research, analytics, and platform improvement purposes. Individual resident data is never shared without explicit consent and appropriate de-identification protocols. 5. Limitation of Liability — ISF provides its platform, research insights, and educational resources on an informational basis. ISF does not provide medical advice, investment recommendations, or guarantees of specific outcomes. Users and members are responsible for their own business, clinical, and investment decisions. 6. Modifications — ISF reserves the right to modify these terms at any time. Continued use of the website or participation in ISF programs constitutes acceptance of updated terms. Material changes will be communicated to active members via email. 7. Governing Law — These terms are governed by and construed in accordance with the laws of the State of Delaware, without regard to conflict of law principles. Any disputes arising from these terms shall be resolved through binding arbitration. For questions about these terms, please contact us at info@integratedsenior.org.